Paper vs MTGO ?

 Disclaimers:

1. I have never played MTGO.
2. I don't know the market/economy of MTGO.
3. I am, at best, a casual paper player.
4. I am an okay-ish player at constructed, and not so okay-ish at draft.
5. My format of choice is Legacy, the second most expensive format. Thank god we don't deal with power. Whew.

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I don't have time to practice my hobby, which in theory would allow me to be better and have more fun. I wish I had the time and money to practice on MTGO. There are all sorts of caveats to that, like online metas being different from paper, or a misclick or a timeout ruining your results.

I wish I could just hang with friends and jam games, but that's not always possible. Lives get in the way. Interests. Family. Other things. Hell, I can't even remember the last jam session I had with friends for a few hours.

With that in mind, how do people play both paper and MTGO? I've seen plenty of people who play a lot of MTGO and don't have paper collections. They borrow lots of pricey cards from friends and compete in regulation tournaments that way. Then again, I've also seen plenty of paper players who just have one or two decks and ALL the proper cards for those decks. They MASTER them and all the play patterns. That's all they ever play. Not deck super specialists, but good god, it's close. They know why they put that 14th sideboard card in and what matchups it's for.

What I have seen for the most part is that those who succeed are fairly single younger guys. Not saying this is always the case, but for the most part, that's who plays this format and does well. (I DO NOT DO WELL). I wish I had more time. I wish I had more brain power. I just don't.

So the question is, how does anyone succeed at both MTGO and paper play? I don't know...